Your Trusted Mortgage Partner for First-Time Buyers & Real Estate Investors

Simple, fast, and personalized lending — whether you’re buying your first home or growing your rental portfolio with DSCR loans.

Why Work With Roxana

A lender who explains every step — and stays by your side through the entire approval process.

Reliable Guidance

You’ll always know what’s happening and what comes next.

Specialized Expertise

From first-time buyers to investors using DSCR, Roxana tailors every option to your goals.

Clear Communication

Fast responses and upfront answers so you never feel stuck or confused.

LOAN OFFICER

NMLS# 2622238

Buy or Invest With Confidence

Use this dual calculator to see your monthly payment or rental cash-flow strength.

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Fast Pre-Approvals

Get qualified quickly so you can shop with confidence.

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DSCR Investor Loans

Straightforward steps designed to make financing stress-free.

Dual Loan Calculator
First-Time Buyer
DSCR Investor
$300000
6.5%
30 years

Your Payment

Monthly Payment: $0.00
Total Interest: $0.00
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$150000
8.5%
30 years
$1500

DSCR Result

Monthly Payment (P&I): $0.00
DSCR Ratio: 0.00
Status: N/A
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Loan Programs

Find the right mortgage solution for your homeownership journey.

Conventional Loan

Low down payments, guided steps, and a smooth path to homeownership.

FHA Loan

Lower down payments for first-time buyers.

VA Loan

Exclusive benefits for military families.

Jumbo Loan

Financing for higher-priced homes.

Refinance Loan

Lower your rate or adjust your loan.

First-Time Buyer

Start your homeownership journey.

Your Path to Homeownership

Have Questions About Your Home Loan?

Get personalized guidance from Roxanna Collazo, your trusted loan officer.

Not sure where to start? Send your question and Roxanna will help guide you through the loan process.

LendingRox.com

Roxana Callazo

Loan Officer NMLS# 2622238

Copyright ©2025 | NEXA Mortgage LLC Company State License# AZMB - 0944059 | NMLS# 1660690 | 3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226 | www.NEXAMortgage.com | Equal Housing Opportunity This is not a commitment to lend. All loans are subject to credit approval